On November 22, 2011, the Department of Education released an updated version of the Cohort Default Rate
Guide. The new guide incorporates changes for the transition to the 3-year default period and includes
information on electronic cohort default rate (eCDR) appeals.
Click the links below for the official announcement and PDF versions of the guide.
Retrieving your Rate
All schools enrolled in the Electronic Cohort Default Rate (eCDR) process will automatically receive their
Cohort Default Rates and accompanying documentation via their Student Aid Internet Gateway (SAIG)
mailbox. Your cohort default rate is found on the first page of the Cover Letter.
Note: We encourage any school not already signed up for the eCDR process to do so by completing the enrollment form on the SAIG Enrollment Web site.
Any school not enrolled in the eCDR process may view their Cohort Default Rates from the National Student
Loan Data System (NSLDS) via the NSLDS Professional Access Web site. They may also manually request
the accompanying documentation (aka Loan Record Detail Reports). Instructions for requesting and retrieving
LRDRs can be found here.
Pantheon will also be requesting and retrieving data related to these CDRs for our clients as it becomes
Again: We strongly encourage any school not already signed up for the eCDR process to do so by completing the enrollment process on the SAIG Enrollment Web site. If you are unsure of your enrollment status, click here.